Terms of service

The Money Reset is a set of digital downloads — an 8-module PDF guide, a workbook of fillable templates, and bonus worksheets — designed to walk you through a 30-day plan to organize your finances, pay down debt, and start saving. You are buying a personal-use license to those files, delivered as a one-time download. Nothing is shipped; everything arrives by email the moment your payment clears.

After checkout, Stripe sends us your order and a download link is emailed to the address you provided at checkout. The link is time-limited — open it promptly and save the PDFs to your device (cloud storage, your laptop, your phone). If the email has not arrived within five minutes, check your spam folder, then reply to your receipt and we will re-issue the link by hand.

The files are yours to keep. We do not lock them behind an account or a recurring login — once downloaded, they work without us.

If The Money Reset is not what you expected, email money-reset-studio@polsia.app within 30 days of purchase and we will refund the full amount — no forms, no friction. The full refund window and process is described on our Refund policy.

Your purchase comes with a personal-use license for you (and the people living in your household) to read, print, and fill out the worksheets for your own finances. That is the whole point — the plan works best when the whole household is on the same page.

You may not:

• Resell, redistribute, or repackage the PDFs as your own product.
• Share the download link publicly — your link is tied to your purchase.
• Use the content to teach a paid course or run a paid coaching program.

If you are a financial coach, educator, or non-profit and want to use the materials with your clients or students, email us — we have a partner license.

The Money Reset is an educational framework, not personalized financial advice. We are not a financial planner, accountant, or licensed advisor. The plan reflects our own experience and research; your situation may need a professional review (especially around debt settlement, tax, or bankruptcy). Use the plan as a starting point, not a substitute for advice that fits your specific numbers.

Questions, technical issues, refund requests, or partnership inquiries — all of it goes to money-reset-studio@polsia.app. We reply within one business day. We do not have a phone line; email is the fastest way to reach a human.

If we update these terms, we will revise the “Last updated” date at the top of this page. For material changes (a new clause, a change to the refund window), we will also email active buyers. Continuing to use the materials after a change means you accept the updated terms.

These terms are governed by the laws of the jurisdiction where Money Reset Studio operates. If a dispute arises that we cannot resolve by email, the courts of that jurisdiction will hear it. (We would much rather just email — see Section 6.)